Adverse Credit Mortgages

Don’t let what happened in the past ruin your future.

Having adverse credit does not automatically mean you cannot get a mortgage, and this is one of the most common mortgage myths. Many people experience financial difficulties at some point in their lives, and lenders understand that circumstances can change.

There shouldn’t be any shame in having faced challenges with your credit history and rating. Let’s try to improve your credit rating and sort a mortgage for you. Whilst these mortgages may come with higher interest rates, there are specialist lenders who offer mortgages if you have a poor credit history or rating. Subject to your credit score and rating, we will look to find a lender that suits you. If you've been declined before, or you're unsure where you stand, it's worth having a conversation.

Check out our guide, Adverse Credit: A Customer’s Guide.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.