Self-employed Mortgages

Getting a mortgage when self-employed

If you work for yourself, that means you can’t get a mortgage, right?! Wrong; you are just as entitled as anyone else to own a home. By providing us with the information we need, such as proof of a consistent income and, in general terms, a clear picture of your financial reliability, we can then get to work on finding the right mortgage for you.

Whether you’re a sole trader, partner, limited company director, contractor or freelancer, you’ll follow a similar process to other borrowers. Just expect to provide extra documents and proof of income. We’ll work through the paperwork with you to get you on the property ladder (subject to a full mortgage application).

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.